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Rates and Fees


Term Interest Rate APY
1 Month 0.05% 0.05%
3 Month 0.50% 0.50%
6 Month 1.40% 1.41%
8 Month (special) 4.36% 4.45%
10 Month 4.17% 4.25%
12 Month 3.00% 3.04%
18 Month  1.60% 1.61%
24 Month 1.75% 1.76%
30 Month 1.80% 1.81%
36 Month 2.00% 2.02%
48 Month 2.10% 2.12%
60 Month 2.30% 2.32%
Minimum deposit of $500.00


Building Block CD - for children, birth to 18th birthday
Amount Interest Rate APY
$0.00-$999.99 1.75% 1.76%
$1,000.00-$9,999.99 2.00% 2.02%
$10,000.00 and above 3.00% 3.04%

Minimum initial deposit of $50.00
Minimum additional deposit of $10.00
Flex Term Range 1-6570 days

A penalty may be imposed for early withdrawal.
Fees could reduce earnings on the account.
Rates subject to change without notice.
The interest rates and annual percentage yields are accurate as of the date printed above.
NOW Checking Account ¹ ²
Minimum Opening Deposit of $500.00

Average Daily Rate Interest Rate APY
$0.00-$4,999.99 0.05% 0.05%
$5,000.00-$9,999.99 0.05% 0.05%
$10,000.00-$49,999.99 0.05% 0.05%
$50,000.00-$99,999.99 0.05% 0.05%
$100,000.00 and above 0.10% 0.10%


SuperNow Checking Account ¹ ²
Minimum Opening Deposit of $2,000

Average Daily Rate Interest Rate APY
$0.00-$4,999.99 0.05% 0.05%
$5,000.00-$9,999.99 0.05% 0.05%
$10,000.00-$49,999.99 0.05% 0.05%
$50,000.00-$99,999.99 0.05% 0.05%
$100,000.00 and above 0.10% 0.10%

Go Club Account ¹ ² ³
Minimum Opening Deposit of $20.00

Average Daily Rate Interest Rate APY
$500.00-$4,999.99 0.05% 0.05%
$5,000.00-$9,999.99 0.05% 0.05%
$10,000.00-$49,999.99 0.05% 0.05%
$50,000.00-$99,999.99 0.05% 0.05%
$100,000.00 and above 0.10% 0.10%

Senior Checking ¹ ³
Minimum Opening Deposit of $20.00
Average Daily Rate Interest Rate APY
n/a 0.05% 0.05%
¹This is a variable rate account; the rate(s) and annual percentage yield(s) may change after the account is opened.
²Fees could reduce earnings on the account.
³You must maintain a minimum average daily balance of $500.00 to obtain the disclosed annual percentage yield.
Regular Savings Account ¹ ²
Minimum Opening Deposit of $5.00

Average Daily Balance Interest Rate APY
n/a 0.30% 0.30%

Penny Paw-tners Savings ¹ ²
For children 12 and younger
Minimum deposit to Open $1.00
Average Daily Balance Interest Rate APY
n/a 0.30% 0.30%

¹This is a variable rate account; the rate(s) and annual percentage yield(s) may change after the account is opened.
²Fees could reduce earnings on the account.
³You must maintain a minimum average daily balance of $500.00 to obtain the disclosed annual percentage yield.
Money Market Account ¹ ²
Minimum Opening Deposit of $2,000.00

Average Daily Balance Interest Rate APY
$0.00-$4,999.99 1.00% 1.00%
$5,000.00-$9,999.99 1.00% 1.00%
$10,000.00-$49,999.99 1.00% 1.00%
$50,000.00-$99,999.99 1.10% 1.11%
$100,000.00-$249,999.99 1.15% 1.16%
$250,000.00 and over 1.25% 1.26%

¹This is a variable rate account; the rate(s) and annual percentage yield(s) may change after the account is opened.
²Fees could reduce earnings on the account.
³You must maintain a minimum average daily balance of $500.00 to obtain the disclosed annual percentage yield.
IRA Passbook Savings Account ¹ ²
Minimum Opening Deposit of $1.00

Average Daily Balance Interest Rate APY
n/a 1.80% 1.81%
¹This is a variable rate account; the rate(s) and annual percentage yield(s) may change after the account is opened.
²Fees could reduce earnings on the account.
³You must maintain a minimum average daily balance of $500.00 to obtain the disclosed annual percentage yield.
Health Savings Account ¹ ²
Minimum Opening Deposit of $20.00

Average Daily Balance Interest Rate APY
$0.00-$4,999.99 0.05% 0.05%
$5,000.00-$9,999.99 0.05% 0.05%
$10,000.00-$49,999.99 0.05% 0.05%
$50,000.00-$99,999.99 0.05% 0.05%
$100,000.00 and above 0.10% 0.10%
¹This is a variable rate account; the rate(s) and annual percentage yield(s) may change after the account is opened.
²Fees could reduce earnings on the account.
³You must maintain a minimum average daily balance of $500.00 to obtain the disclosed annual percentage yield.





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