Our Personal Bankers and bookkeeping staff are eager to help you meet all your banking needs.Click on the links below for a more in-depth look at the deposit products that Wahoo State Bank provides.

Personal Accounts

Business Accounts

Personal Checking Accounts

Wahoo State Bank offers a wide variety of personal checking accounts, each specially designed to meet the unique needs of our customers.  Please feel free to discuss your individual needs with any of our Personal Bankers, for assistance in choosing the checking account which is right for you. Compare checking account fees and maintenance charges.

FREE-tastic Checking Account

  • No minimum balance to maintain
  • No fees or per check charges
  • Statements conveniently emailed to you (email address required)
  • Free unlimited check writing
  • Free online banking
  • Free online bill pay
  • Free Visa Debit Card
  • Free “Green” bag
  • Low opening deposit of $20

Student Checking Account

  • For students age 23 and under
  • No fees or per check charges
  • No minimum balance to maintain
  • Statements conveniently emailed to you (email address required)
  • Free unlimited check writing
  • Free online banking
  • Free online bill pay
  • Free Visa Debit Card
  • Free “Green”  bag
  • Low opening deposit of $20

Regular Checking Account

  • No fees or per check charges if avg. daily balance is $500 or more
  • Unlimited check writing
  • Free online banking
  • Free online bill pay
  • Free Visa Debit Card
  • Free “Green”  bag
  • Low opening deposit of $20

NOW Checking Account

  • Earn interest on average daily balance (credited monthly)
  • No fees or per check charges if avg. monthly balance is $500 or more
  • Unlimited check writing
  • Free online banking
  • Free online bill pay
  • Free Visa Debit Card
  • Free “Green”  bag
  • Minimum opening deposit of $500

SuperNOW Checking Account

  • Earn interest on average daily balance (credited monthly)
  • No fees or per check charges if avg. monthly balance is $2000 or more
  • Unlimited check writing
  • Free online banking
  • Free online bill pay
  • Free Visa Debit Card
  • Free “Green”  bag
  • Minimum opening deposit of $2000

Go Club Checking Account

  • For customers age 55 or better
  • Earn interest on average daily balances above $500 (credited monthly)
  • No fees or per check charges
  • Go Club fee waived if combined balance of all WSB accounts is $5000 or more
  • Many member benefits (see Go Club page)
  • Unlimited check writing
  • Free online banking
  • Free online bill pay
  • Free Visa Debit Card
  • Free Go Club checks when enrolling
  • Free Go Club Mug
  • Free “Green”  bag
  • Minimum opening deposit of $20

Senior Checking Account

  • Earn interest on average daily balance (credited monthly)
  • No maintenance fees or per check charges
  • Free unlimited check writing
  • Free online banking
  • Free online bill pay
  • Free Visa Debit Card
  • Free first order of economy checks
  • Free “Green”  bag
  • Minimum opening deposit of $20

Health Savings Accounts

  • Earn interest on average daily balance (credited monthly)
  • No fees or per check charges
  • Free monthly statements - can be conveniently emailed to you or sent by mail
  • Free online banking
  • Free online bill pay
  • Free Visa Debit Card
  • Free first order of HSA checks
  • Year-end status report
  • Free "Green" bag

Personal Money Market Account

  • Earn interest on average daily balance (credited monthly)
  • No fees or per check charges if avg. monthly balance is $1000 or more
  • Three checks and/or six total debits allowed per month
  • Free online banking
  • Free online bill pay
  • Free Visa Debit Card
  • Free “Green”  bag
  • Minimum opening deposit of $2000

Personal Savings Accounts

Wahoo State Bank offers several Savings Account programs, each with unique qualities and characteristics, designed to help you achieve your savings goals. 

Personal Savings Account

  • Earn interest on average daily balance (credited quarterly)
  • Three free debits per month (50¢ per debit after 3)
  • No service charges
  • No minimum balance required
  • Free online banking
  • Free “Green”  bag
  • Minimum opening deposit of $5

Penny Paw-tners Savings Account

  • Especially for our younger customers (Age 0-12)
  • Earn Paw Points with each deposit, redeemable for prizes
  • Many member benefits including a “Paw Prints” newsletter, special holiday activities and drawings (see Penny Paw-tners page)
  • Earn interest on average daily balances (credited quarterly)
  • Three free debits per month (50¢ per debit after 3)
  • No service charges
  • Free Penny Paw-tners t-shirt
  • Free piggy bank
  • Minimum opening deposit of $5

Certificates of Deposit (CDs)

Certificates of Deposit allow you to receive a fixed interest rate on savings which you wish to set aside for a period of time.
  • Terms range from 30 days to 5 years.
  • Higher interest rates than most savings or checking accounts
  • Interest compounded quarterly
Building Block Certificates of Deposit are designed to help young children and teenagers meet their goals. Whatever your post-graduation plans may be—this is the savings program for you!
  • $50 minimum initial deposit
  • $10.00 minimum deposit thereafter
  • No limit on additional deposits
  • Matures on child’s 18th birthday
  • 2 signatures required to redeem (child and adult)
  • Variable interest rate compounded quarterly

Individual Retirement Accounts (IRAs)

Wahoo State Bank offers several retirement accounts, including Traditional IRAs, Roth IRAs, and SEPs.  These IRA funds may be invested in a Certificate of Deposit (CD) or in a Pass-Book IRA, which allows you to make continuous, intermittent deposits whenever it is convenient for you.  For more information about our Individual Retirement Accounts, talk with a Wahoo State Bank Personal Banker.

Business Checking Accounts

Wahoo State Bank is here to help you with your financial business needs. Several types of checking accounts are available. Feel free to discuss your individual needs with any of our Personal Bankers. 

NonPersonal Regular Checking Account

  • No fees or per check charges if avg. daily balance is $500 or more
  • Unlimited check writing
  • Free Visa Debit Card
  • Free internet cash management
  • Free “Green”  bag
  • Low opening deposit of $20

NonPersonal NOW Checking Account

  • Earn interest on average daily balance (credited monthly)
  • No fees or per check charges if avg. monthly balance is $500 or more
  • Unlimited check writing
  • Free Visa Debit Card
  • Free internet cash management
  • Free “Green”  bag
  • Minimum opening deposit of $500

NonPersonal SuperNOW Checking Account

  • Earn interest on average daily balance (credited monthly)
  • No fees or per check charges if avg. monthly balance is $1000 or more
  • Unlimited check writing
  • Free Visa Debit Card
  • Free internet cash management
  • Free “Green”  bag
  • Minimum opening deposit of $2000

Business Money Market Accounts 

NonPersonal Money Market Accounts are designed to combine the best elements of a savings account with those of a checking account.

NonPersonal Money Market Account

  • Earn interest on average daily balance (credited monthly)
  • No fees or per check charges if avg. monthly balance is $1000 or more
  • Three checks and/or six total debits allowed per month
  • Free Visa Debit Card
  • Free internet cash management
  • Free “Green”  bag
  • Minimum opening deposit of $2000

Business Savings Account

Nonpersonal Savings Accounts allow businesses to earn interest while safe-keeping your excess cash.  You have quick access to these funds through withdrawals, transfers or internet cash management.

Nonpersonal Savings Account

  • Earn interest on average daily balance (credited quarterly)
  • Three free debits per month (50¢ per debit after 3)
  • No service charges
  • No minimum balance required
  • Free online banking
  • Free “Green”  bag
  • Minimum opening deposit of $5

Business Certificates of Deposit (CDs)

Certificates of Deposit allow your business to receive a fixed interest rate of return on savings that you wish to set aside for a certain period of time.  This interest rate is higher than the rate that can be obtained from most savings or checking accounts.  Rates vary according to the terms of the CD you wish to open.
  • Terms range from 30 days to 5 years.
  • Higher interest rates than most savings or checking accounts
  • Interest compounded quarterly

Merchant Processing

Our Merchant Processing system is designed to help your business establish your credit card acceptance program.  We can assist your business in getting set up to accept credit and debit cards, as well as helping you with other credit card issues.  For more information about our Merchant Processing services, contact Cindy at (402) 443-3207.

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Wahoo State Bank
164 East 5th
Wahoo, NE 68066

Main:(402) 443-3207 Fax:(402) 443-5214


Drive Up Location
314 West 5th Street (5th & Chestnut)
Wahoo, NE 68066

Phone:(402) 443-5545